Rescue Your Home from Foreclosure with Chapter 13

Unemployment, medical debts, and divorce: are three of the most common causes of bankruptcy. It doesn’t take much for one of these issues to shatter the American dream. Once you’ve gotten behind two or three payments on your mortgage, it may seem next to impossible to even think about getting caught up.  Mortgage companies won’t [...]

Can Filing Bankruptcy Stop Foreclosure?

Few things are more stressful than facing foreclosure on your home. Despite the best-laid plans, though, you may have fallen behind on your mortgage payments. While some mortgage companies are willing to work out deals with you (like a short sake, or a loan modification), others are not. And while State and Federal programs offer [...]

Can I Include My Homeowner’s Association Fees in Bankruptcy?

In Minnesota, your homeowner's association fees are a lien against your property.  If you don't pay the fees, your homeowner's association can foreclose its lien against your property and you could lose your home.  If you are behind in your homeowner's association fees, you can use a Chapter 13 debt consolidation plan to force your [...]

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