BANKRUPTCY: Our 3 Step Process
Minnesota Attorney Gregory Wald is rated as “Superb” by the AVVO attorney rating company. The Better Business Bureau gives him an “A+” rating, with no complaints. Wald Law Firm is a small law firm, which means that you receive individual attention.
- If you are having trouble making the minimum monthly payments on your debts.
- If you are behind on mortgage or car payments or back taxes.
- If your unsecured debts are equal to your annual income.
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GREGORY J. WALD
Bankruptcy Attorney
Attorney Gregory Wald has 30+ years of experience in bankruptcy. This is ALL HE DOES. He teaches other lawyers how to practice bankruptcy effectively.
He will give you a FREE telephone consultation and up to 1/2 hour FREE office consultation . He will help you understand your options so that you can make an informed decision as to whether bankruptcy is right for you.
Bankruptcy Attorney Minneapolis
Mounting debts and incessant calls from creditors can be stressful, leaving you feeling hopeless and overwhelmed. If you are struggling financially, you need an experienced Minnesota bankruptcy attorney by your side. Attorney Gregory J. Wald understands that bad debt can happen to good people, and is dedicated to helping clients overcome their difficult situation in order to move towards a fresh financial start.
With 30+ years of experience practicing and teaching bankruptcy law, Gregory J. Wald is one of the most respected legal minds in this area of practice, and is thoroughly knowledgeable about Minnesota bankruptcy laws. While his knowledge and application of the law is vast, his attentiveness and personal investment into the circumstances of each client is honed and careful. You will never be criticized or judged, and can rest assured that your defense strategy will be tailored to your individual needs. Gregory J. Wald’s small yet far-reaching practice receives the highest ratings by both the AVVO and the Better Business Bureau.
Contact our law offices today to speak to a Minneapolis bankruptcy attorney who will fight to ease your debt and help you achieve peace of mind.
Overview of Chapter 7 Bankruptcy
Bankruptcy laws provide individuals seeking debt relief two main avenues to that relief: Chapter 7 and Chapter 13. Chapter 7 bankruptcy, often called liquidation or straight bankruptcy, is the most common form. In Chapter 7 debts like credit cards, medical bills, and utility bills can usually be completely discharged or wiped out. Bankruptcy courts may use some property to repay creditors; however, bankruptcy laws allow individuals to keep many of their most valuable assets.
Your Minneapolis Chapter 7 bankruptcy lawyer will assist you in assessing your qualification for Chapter 7. Your family’s household income is the basis for qualification for Chapter 7. To be eligible, your household income from all sources is subject to a “means test.”
Overview of Chapter 13 Bankruptcy
Chapter 13 bankruptcy is another form of bankruptcy relief. Unlike Chapter 7, a Chapter 13 bankruptcy allows you to keep all of your property (may vary in certain situations) and pay back a portion, if not all, your debt over three to five years. Chapter 13 is an effective tool to handle certain types of debt or real property issues
Chapter 13 requires regular monthly debt payments to a Chapter 13 trustee. As a result, not everyone will qualify for Chapter 13. You must prove to the court that you have enough “disposable income” to cover all required payment obligations. If you have irregular income or income that is too low, the court may not approve your repayment plan.
Hand-in-hand Help From A Credit Restoration Company
Clients come to us with two urgent needs: First, they need protection from their debt burdens and creditor harassment. Second, they need help to rebuild their credit. Often, people file for bankruptcy and only achieve their first goal of eliminating debts. The second need remains unmet because they don’t have a clear understanding of how to improve their credit after the bankruptcy case is filed. We will assist you in meeting all of your goals by enrolling you in an excellent credit rebuilding program.
This additional service sets our law firm apart from other Minnesota bankruptcy law firms. Our firm is proud to offer this service to help our clients truly achieve their financial goals.
Gregory J. Wald, Attorney at Law has negotiated a business relationship with www.720creditscore.com. The program normally costs $1,000.00, but if you hire our firm you will receive the program free of charge. Over 14-weeks we will walk you through each step. The program is simple and clear. If you follow the program, you can truly have a great credit score in as little as 12 to 24 months
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The Real Truth About Bankruptcy in Minnesota.
Hear real life stories of how many individuals have improved their finances and learn the real truth about bankruptcy.
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Determining Chapter 13 Payment Amount
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Client Testimonials
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This Attorney Gregory Wald is rated as “Excellent” by the AVVO attorney rating company. The Better Business Bureau gives him an “A” rating, with no complaints. You can expect prompt answers to you questions and fast, efficient service. Put your future in the hands of an experienced bankruptcy attorney. 