Most people simply endure the endless phone calls and threats without ever looking for ways to stop creditor harassment. Eventually, they become scared to even answer their phone. Unfortunately, ignoring the situation will not make it go away. Collection agencies have hundreds of workers who do nothing but make phone calls all day. There are, [...]
Few things are more stressful than facing foreclosure on your home. Despite the best-laid plans, though, you may have fallen behind on your mortgage payments. While some mortgage companies are willing to work out deals with you (like a short sake, or a loan modification), others are not. And while State and Federal programs offer [...]
Divorce can be an emotional process, and may also entail figuring out how to handle debt or finances during or after the divorce. Add bankruptcy to the mix, and the compounded stress of bankruptcy and divorce can be overwhelming. You may be surprised to learn that divorce is one of the leading reasons people file for [...]
If you’re considering filing Chapter 7 to deal with unmanageable debt, a skilled attorney can help you through the process. It can be difficult to deal with a complex financial situation that leads to bankruptcy. But filing Chapter 7 is not as difficult as some bankruptcy myths would have you believe. Myth 1: You Don’t [...]
The main purpose of the FDCPA – or the Fair Debt Collection Practices Act – is to provide consumers protection from overly zealous debt collectors and other aggressive actions by debt collection agencies. If a debt collector has violated the FDCPA, there are several steps that you may be entitled to take under the law. [...]
An experienced attorney can show you how to rebuild credit after bankruptcy. There is a common misconception that bankruptcy ruins a person's financial future. Although a bankruptcy declaration can remain on your credit reports for ten years, it is important to note that you still have options under the law, and you can begin to rebuild your credit [...]
Most people who file for bankruptcy own or lease a car, truck, or motor cycle. A motor vehicle is often a necessity, so, if you are thinking about bankruptcy, you are probably concerned about the fate of yours. What happens to your motor vehicle in Minnesota Chapter 7 bankruptcy depends on whether it is fully [...]
A reaffirmation agreement is a contract in which a Chapter 7 debtor (the person who files a bankruptcy case) and a lender agree that a debt will not be discharged in a Chapter 7 bankruptcy case. If the goal of a bankruptcy case is to eliminate (discharge) as much debt as possible, it may [...]
Filing for Bankruptcy? Bankruptcy can be a trap for the unwary, particularly if you file bankruptcy pro se, i.e., without legal representation by a knowledgeable bankruptcy attorney. Some common mistakes to avoid when filing for bankruptcy are listed below. You can escape all of these errors by retaining competent bankruptcy counsel and following his or [...]
Filing bankruptcy is a complicated and tough decision and likely, an emotional time for most people. When first meeting with your bankruptcy lawyer, you may be overwhelmed and surprised with the amount of information the lawyer needs to analyze your case. This information is necessary to determine which type of bankruptcy is appropriate for your [...]
Bankruptcy Attorney in Minneapolis Explains Which Debts Are Relieved by Bankruptcy This is one of the most common questions asked by people contemplating filing bankruptcy. Certain debts are not dischargable in bankruptcy and it is important to distinguish between what can be discharged and what cannot be discharged. A knowledgeable bankruptcy attorney in Minneapolis can [...]
Are you behind on credit card payments? Do you want to stop harassing phone calls? Collection agencies often use threatening tactics, invoke fear and even threaten garnishment. What creditors don’t tell you is that they might be willing to settle the debt for less than the amount owed. Debt settlement is an effective way to [...]
Bankruptcy can provide a solution for dealing with debt in many different situations. It is a viable form of debt relief that thousands of people seek each year. Each situation is unique and should be evaluated on a case-by-case basis. Bankruptcy is not for everyone. In deciding if bankruptcy might be the best option for [...]
Once you have completed bankruptcy or otherwise resolved a debt crisis, you doubtless want to avoid a similar situation in the future. The most important tool you can use to reduce the risk of developing debt problems is a budget. Many blogs and articles offer advice for improving your finances. Most of these boil down [...]
Several weeks after your Minneapolis Chapter 7 bankruptcy case is filed, you will be required to attend a Meeting of Creditors, also called the 341 hearing. The court will send out a notice of the location, date, and time a few days after your case is filed. The meeting of creditors is a court [...]
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Suite 1500 Bloomington,
Bloomington, MN 55431
United States (US)
Phone: (952) 222-4882
Email: greg@waldlawfirm.com
WE ARE A DEBT RELIEF AGENCY. WE HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE!
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