Have you been sued in Minnesota? – Understanding Debt Lawsuit
When credit cards, bank loans, medical bills and other debts become seriously delinquent, the creditors usually send them to a collection agency first.If the collection agency can’t collect the debt, then it may go to a collections lawyer who will sue to collect the debt.You will know that you have been sued in Minnesota when you receive a Summons and Complaint in District Court or a Complaint in Conciliation Court.
When you are served with a debt lawsuit, it is like a slap in the face!Please don’t panic.There are things that you can do.If you dispute the debt in a District Court case, you will probably need a lawyer to defend you.If you dispute a Conciliation Court, you can go to the hearing yourself and explain your reason for disputing the debt to the judge.If you don’t dispute the debt and your debts are otherwise manageable, you could call the collections lawyer and try to make payment arrangements.If you have other debts, it might make sense to file bankruptcy instead.A bankruptcy will stop a lawsuit to collect a debt, even after the lawsuit has started.If the creditor has already obtained a court judgment against you, bankruptcy can stop the creditor from ever trying to collect the judgment against you.
For more information regarding your specific situation, contact Minnesota Bankruptcy Attorney Gregory J. Wald at 952-921-5802 or at BankruptcyMinn.com for a consultation.
You will know that you have been sued in Minnesota when you receive a Summons and Complaint in District Court or a Complaint in Conciliation Court.
Attorney Gregory Wald is rated as "Excellent" by the AVVO attorney rating company. The Better Business Bureau gives him an "A" rating, with no complaints. You can expect prompt answers to you questions and fast, efficient service. Put your future in the hands of an experienced bankruptcy attorney.