When you’re facing financial hardship, wage garnishment can add insult to injury. The last thing you need is to get chunks of your paycheck taken out every month in order to pay creditors. While it may not sound like an appealing option, bankruptcy can help. Below, we discuss how to stop wage garnishment with bankruptcy. If your wages are being [...]

If you've filed bankruptcy in the past, how soon can you file again? How often can you file bankruptcy? Although there are no limits on how often you can file, there are time restrictions on how often you can get a discharge. A knowledgeable Minneapolis bankruptcy lawyer can evaluate your situation and help you decide [...]

Maybe your bills started piling up after you lost your job, or you can't make a dent in the medical bills you owe. Whatever the cause, if you owe much more than you can afford, bankruptcy could be a good option for you. It could help you regain control of your financial situation and give [...]

If your car loan lender obtains permission from the court, they may be able to repossess your car during Chapter 7 bankruptcy. But there are options to avoid this. If you have questions about car repossession after Chapter 7 bankruptcy, contact Gregory J. Wald Attorney at Law today. What Happens to Your Car During Bankruptcy? When you [...]

Once you decide that bankruptcy is the right decision for you, the first question you should ask yourself is, "What bankruptcy chapter should I file?" The chapter you should choose depends mostly on factors like how much debt you owe, your income, the extent of your assets, and your profession. In this article, we'll take [...]

Often when people ask, "Should I file bankruptcy?" most people will respond, "Only as a last report!" But the real answer is that it depends on your circumstances. Bankruptcy does have its negative effects. But it can also help you get your finances in order relatively quickly, especially with Chapter 7. When to Consider Filing Bankruptcy [...]

If you're thinking about filing Chapter 7 bankruptcy, no doubt you're asking the same question everyone else does: What happens after filing Chapter 7? The answer depends on a variety of things — not least the type of debt you're able to discharge, and what you do discharge. In this article, we'll answer that question for Minnesota, starting [...]

It can be difficult to know precisely when to file bankruptcy Chapter 7; but if you find yourself in dire financial straits, asking yourself "Is bankruptcy right for me?" that's a pretty good indicator that you're just about there. If you find yourself at the point of asking yourself when to file for bankruptcy, Chapter 7 [...]

If you fall behind on Chapter 13 payments, your creditors and trustee may well ask the court to dismiss your bankruptcy case. But don't worry; you have options. Together, we can help you find ways to save your bankruptcy, and even possibly even discharge some of your debts in the process. So what are your [...]

Most people simply endure the endless phone calls and threats without ever looking for ways to stop creditor harassment. Eventually, they become scared to even answer their phone. Unfortunately, ignoring the situation will not make it go away. Collection agencies have hundreds of workers who do nothing but make phone calls all day. There are, [...]

Divorce can be an emotional process, and may also entail figuring out how to handle debt or finances during or after the divorce. Add bankruptcy to the mix, and the compounded stress of bankruptcy and divorce can be overwhelming. You may be surprised to learn that divorce is one of the leading reasons people file for [...]

If you’re considering filing Chapter 7 to deal with unmanageable debt, a skilled attorney can help you through the process. It can be difficult to deal with a complex financial situation that leads to bankruptcy. But filing Chapter 7 is not as difficult as some bankruptcy myths would have you believe. Myth 1: You Don’t [...]

The main purpose of the FDCPA – or the Fair Debt Collection Practices Act – is to provide consumers protection from overly zealous debt collectors and other aggressive actions by debt collection agencies. If a debt collector has violated the FDCPA, there are several steps that you may be entitled to take under the law. [...]