Divorce and Bankruptcy

September 1st, 2014 / G. Wald / Comments Off on Divorce and Bankruptcy

Divorce and Bankruptcy: Divorce is painful and can leave us in financial ruins. We are often clouded with emotion and are unable to make sound financial decisions that will protect us. Make sure to hire someone who is thinking practically and not emotionally. If filing for bankruptcy is necessary, than proper means must be taken […]

Child Support Is Not Dischargeable

August 29th, 2014 / G. Wald / Comments Off on Child Support Is Not Dischargeable

Child support is NOT dischargeable in any type of bankruptcy. The welfare of minor children is of primary importance throughout the state and federal court system. Priority debts are nondischargeable in bankruptcy. This means that if you owe any outstanding child support debt, it will not get wiped out by your bankruptcy discharge. As a […]

Hiding From Debt Won’t Make It Go Away.

August 4th, 2014 / G. Wald / Comments Off on Hiding From Debt Won’t Make It Go Away.

Ignoring or Hiding From Debt Won’t Make It Go Away, it will only make them worse. Nobody-ever-forgets-a-debt. Especially not creditors. If you are facing legal action do not procrastinate. Often, even when people are in danger of foreclosure or car repossession, or are being sued, or are having their wages garnished – even then, they do […]

Get That 800 lb Gorilla Of Debt Off Of Your Back!

July 25th, 2014 / G. Wald / Comments Off on Get That 800 lb Gorilla Of Debt Off Of Your Back!

Debt is an 800 lb gorilla on our backs. It can consume our thoughts and have us living in a paranoid state whenever the phone rings or the mail comes. They are all little reminders of the impending doom we feel from debt. Are your accounts being turned over to debt collectors? Are you worried […]

Debt Loves Company

July 7th, 2014 / G. Wald / Comments Off on Debt Loves Company

Debt doesn’t just consume one person at a time, in the event there is a co-debtor, (and several of your debts include co-debtors). Also known as co-signors, the people who sign with you on a debt are often family members and the closest friends you have. By signing a legal document guaranteeing that your debt […]

How To Handle Enormous Debt Load Right After Receiving Your College Degree.

June 10th, 2014 / G. Wald / Comments Off on How To Handle Enormous Debt Load Right After Receiving Your College Degree.

Enormous Debt : More than ever, young adults are being saddled with an enormous amount of debt right after they earn their college degree. They spend the rest of their twenties giving a sizable portion back to the University who just won a bowl game and is hardly hurting for cash. Meanwhile, you’re a twenty […]

Can I File For Bankruptcy More Than Once?

June 2nd, 2014 / G. Wald / Comments Off on Can I File For Bankruptcy More Than Once?

Chapter 7 Bankruptcy : Did you know that you can file for bankruptcy more than once? Sometimes, we find ourselves in the hole again through circumstances beyond our control. There are options if you should find yourself in need of debt relief. There are two common types of bankruptcy, Chapter 7 and Chapter 13. You […]

Understanding The Benefits Of Bankruptcy.

May 30th, 2014 / G. Wald / Comments Off on Understanding The Benefits Of Bankruptcy.

Benefits Of Bankruptcy Many people are afraid of bankruptcy. The very word sends shivers down their spine. It’s the financial world’s scarlet “a”. That’s a general misconception held by many. Filing for bankruptcy is often times a beneficial experience when one is saddled with insurmountable death. People worry about it showing up on their credit […]

What’s the difference between Chapter 7, 11 and 13 of the Bankruptcy Code?

May 2nd, 2014 / G. Wald / Comments Off on What’s the difference between Chapter 7, 11 and 13 of the Bankruptcy Code?

…A commonly asked question. Commonly asked because many are truly unaware of the differences between the two. Chapter 7. Chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or […]

The Problems That Occur When Filing Bankruptcy Without An Attorney

February 28th, 2014 / G. Wald / Comments Off on The Problems That Occur When Filing Bankruptcy Without An Attorney

WHAT HAPPENS AFTER I FILE FOR BANKRUPTCY? Filing bankruptcy can be a daunting and emotionally draining experience. Going it alone will only make the task even more monumental. It doesn’t have to be so bleak though. Sometimes in life we need a reboot, if you will. Many of great financiers, moguls, and millionaires alike have […]

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