bankruptcy lawyer in Minnesota
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Debt Loves Company

July 7th, 2014 / G. Wald / Comments Off on Debt Loves Company

Debt doesn’t just consume one person at a time, in the event there is a co-debtor, (and several of your debts include co-debtors). Also known as co-signors, the people who sign with you on a debt are often family members and the closest friends you have. By signing a legal document guaranteeing that your debt […]

How To Handle Enormous Debt Load Right After Receiving Your College Degree.

June 10th, 2014 / G. Wald / Comments Off on How To Handle Enormous Debt Load Right After Receiving Your College Degree.

Enormous Debt : More than ever, young adults are being saddled with an enormous amount of debt right after they earn their college degree. They spend the rest of their twenties giving a sizable portion back to the University who just won a bowl game and is hardly hurting for cash. Meanwhile, you’re a twenty […]

Can I File For Bankruptcy More Than Once?

June 2nd, 2014 / G. Wald / Comments Off on Can I File For Bankruptcy More Than Once?

Chapter 7 Bankruptcy : Did you know that you can file for bankruptcy more than once? Sometimes, we find ourselves in the hole again through circumstances beyond our control. There are options if you should find yourself in need of debt relief. There are two common types of bankruptcy, Chapter 7 and Chapter 13. You […]

Understanding The Benefits Of Bankruptcy.

May 30th, 2014 / G. Wald / Comments Off on Understanding The Benefits Of Bankruptcy.

Benefits Of Bankruptcy Many people are afraid of bankruptcy. The very word sends shivers down their spine. It’s the financial world’s scarlet “a”. That’s a general misconception held by many. Filing for bankruptcy is often times a beneficial experience when one is saddled with insurmountable death. People worry about it showing up on their credit […]

What’s the difference between Chapter 7, 11 and 13 of the Bankruptcy Code?

May 2nd, 2014 / G. Wald / Comments Off on What’s the difference between Chapter 7, 11 and 13 of the Bankruptcy Code?

…A commonly asked question. Commonly asked because many are truly unaware of the differences between the two. Chapter 7. Chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or […]

The Problems That Occur When Filing Bankruptcy Without An Attorney

February 28th, 2014 / G. Wald / Comments Off on The Problems That Occur When Filing Bankruptcy Without An Attorney

WHAT HAPPENS AFTER I FILE FOR BANKRUPTCY? Filing bankruptcy can be a daunting and emotionally draining experience. Going it alone will only make the task even more monumental. It doesn’t have to be so bleak though. Sometimes in life we need a reboot, if you will. Many of great financiers, moguls, and millionaires alike have […]

There Are Strict Laws In Place That Limit What A Creditor Can And Cannot Do When Seizing Your Vehicle

February 26th, 2014 / G. Wald / Comments Off on There Are Strict Laws In Place That Limit What A Creditor Can And Cannot Do When Seizing Your Vehicle

What Rights Do I Have When Facing Vehicle Repossession? Getting behind on your credit card payment can be a hassle but when you go into arrears on your car payment, your life can be drastically interrupted. Whenever you enter into a lease/credit agreement with a finance company, they have the right to recover their property, […]

How Can I Afford To File For Bankruptcy When I’m Already Short On Funds?

February 4th, 2014 / G. Wald / Comments Off on How Can I Afford To File For Bankruptcy When I’m Already Short On Funds?

It costs money to hire an attorney and pay a court filing fee. How can you file for  bankruptcy when you are already short on funds? Some of the best bankruptcy attorneys offer a free half hour consultation so that you can learn your options. If bankruptcy is not the best option for you, the attorney […]

Can Tax Debts Be Simply Eliminated Through Filing For Bankruptcy?

January 31st, 2014 / G. Wald / Comments Off on Can Tax Debts Be Simply Eliminated Through Filing For Bankruptcy?

There are many ads on the TV and radio that claim tax debts can simply be eliminated through filing for bankruptcy. Unfortunately, this is not always true. Income tax debts are able to be discharged in Chapter 7 bankruptcy if all of the following is true: All tax returns for the tax debt you’re seeking […]

Bankruptcy Can Be A Way Of Obtaining College Transcripts That Are Withheld For Nonpayment Of Tuition Or Loans

January 15th, 2014 / G. Wald / Comments Off on Bankruptcy Can Be A Way Of Obtaining College Transcripts That Are Withheld For Nonpayment Of Tuition Or Loans

Bankruptcy can be a way of obtaining college transcripts that are withheld for nonpayment of tuition or loans. The filing of a bankruptcy petition creates an “automatic stay” that prevents any effort by a creditor to collect on a debt. The great majority of courts that have ruled on the issue have held that the […]

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